The Market Fund

Cost effective investing in the largest Indian and US Technology stocks
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the premise

The evidence is in

  • Indices are now consistently outperforming comparable mutual funds
  • Regulatory and Market factors have stacked the odds in favor of indices going forward
the premise
the strategy

Best of India and top US tech stocks

  • Buy the Top 100 companies in India and the 100 largest, fast growing technology stocks in The US
  • 80% India and 20% US
the strategy
the result

Simple, Efficient and High Performing

  • No Lock Ins, performance fee or exit charges
  • 0.25% management fee
  • Annual tax loss harvesting
the result

Why buy the Indices?

Outperforms most mutual funds
  • We crunched the numbers and an Index Portfolio now consistently beats the average and a majority of the largest Indian Mutual Funds.
Well diversified
  • 100 Indian Companies
  • 100 US Companies with a Technology bias
  • USD Exposure for the years the Rupee decides to fall 5%
No Fund Manager or Stock Picker Risk
  • Bypass the time consuming and difficult hunt to identify a great manager from hundreds of talented managers in the market.
  • Don’t have to re-evaluate every year to check if they have called the future correctly.

Why are indices now outperforming?

Regulatory Factors
  • Mandated buying by the Provident Fund provides price support
  • SEBI now requires large cap funds to restrict 80% of their buying to the same universe of top 100 stocks
  • Stricter insider trading and regulations disclosures have levelled the playing field
Maturing and More Efficient Markets
  • Following the trend of index outperformance as seen in the US and developed markets over the last few decades
  • Hundreds of analysts and funds have reduced the information arbitrage
  • Derivatives like futures and options have lowered volatility of index stocks making them more attractive
Bank

More on that outperformance

After years of tracking, we finally see regular outperformance of the Market Portfolio vs the average and a majority (75%) of the largest twelve Indian mutual funds.
portfolios

Allocating to Market Fund

Strategy involves investing in combination of Indian and US indices via ETFs to give you exposure to best stocks in India and US.
Strategy involves investing in combination of Indian and US indices via ETFs to give you exposure to best stocks in India and US.
Suggestion : 100% allocation or a combination with 20-30% allocation into actively managed portfolios.
Suggestion : 100% allocation or a combination with 20-30% allocation into actively managed portfolios.
Offers a consistent above average yearly performance, which can translate into a phenomenal long term performance.
Offers a consistent above average yearly performance, which can translate into a phenomenal long term performance.
Fee: 0.25% per annum
Fee: 0.25% per annum
No entry fee, exit fee, performance fee or lock-ins
No entry fee, exit fee, performance fee or lock-ins
Nifty 50 (40%)
Our biggest companies for (relative) stability and steady growth
Nifty Next 50 (40%)
Up and coming firms that have already proven themselves and are vying to become the next giants
Nasdaq 100 (20%)
US Technology companies you likely use and USD exposure for the years the Rupee decides to fall 5%

Join Capitalmind Wealth with Market Portfolio (0.25% p.a fees )

We're a SEBI registered portfolio manager INP000005847

For Existing Customers

  1. Add a new goal targeting the Market portfolio. You can invest additional money into this.
  2. Convert part of your current allocation to the Market portfolio
  3. Use a “gains only” mechanism:
    • Park money in debt
    • Take out gains every quarter and invest in index.

For New members

  1. Minimum investment of Rs. 25 Lakhs (SEBI rules)
  2. You can elect for a high starting debt investment to smooth out entry point risk:
    • A 40:60 portfolio would have 10 lakh in indexes, 15 lakh in debt
    • Over time, increase your equity exposure
  3. We also offer
    • Multi-cap portfolio
    • Momentum Portfolio

A quick note on taxes

Profits on the equity funds taxed at 10% Long Term Gains after one year and 15% within one yearNasdaq 100 and debt funds taxed at 20% minus indexation after three years of holding. They are added to your income if sold before three years.
Tax Calulator

Do this on your own

Good Investing isn’t rocket science. If you don’t have the 25 lakh minimum or aren’t keen on joining us, here’s how to do this on your own:
  • Step 1Open a demat account with cost effective brokers like Zerodha or Upstox (a regular broker could charge you something like 0.75% just to buy/sell your investments. That’s more than these ETFs charge annually!)
  • Step 2Add money to your demat account
  • Step 3The stock codes/tickers/symbols are SETFNIF50 (Nifty 50), SETFNN50 (Nifty Next 50) and N100 (Nasdaq 100). Buy these monthly, quarterly or once a year – whatever works for you
  • Step 4Every March sell and buy back whatever is at a loss to realize a tax loss and every March sell and buy back to lock in non taxable gains
  • Step 5Keep investing. The magic of an index portfolio is that a consistent average yearly performance can translate into a phenomenal long term result.
our article on
Article on Index Funds vs Mutual Funds

Index funds vs. Mutual funds

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our podcast on
Podcast on Index Funds vs Mutual Funds

Index funds vs. Mutual funds

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This website is owned and operated by Wizemarkets Analytics Private Limited, a SEBI registered portfolio manager. Unless otherwise specified, all return figures shown above are for illustrative purposes only, and are not actual customer or model returns. Actual returns will vary greatly and depend on personal and market circumstances.Demat services provided to clients of Wizemarkets Analytics by ICICI Bank Limited, a registered Depository Participant with both NSDL and CDSL.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Capitalmind Wealth’s charges and expenses. Capitalmind Wealth’s services are designed to assist clients in achieving discrete financial goals.

The information provided by Capitalmind Wealth through its public channels such as blogs and tweets is educational only and is not investment or tax advice.
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